The winter holiday season brings a significant increase in online shopping activity, and with it, a wave of fraud attempts, sometimes even doubling or tripling. Cybercriminals are perfecting their methods, using deep fake technology to mislead and gain the trust of users.
From the moment a transaction is confirmed, it can no longer be cancelled, and the recovery of the amounts by the banks becomes extremely difficult. Cristian Lia, Cards Tribe Lead at ING Bank Romania, recommends customers to take additional precautions, such as using a secondary account with an attached card, preferably a virtual one.
ING Bank offers the possibility of issuing an instant virtual card, directly from Home'Bank, at no additional cost. The advantage of this system is total control over the amounts spent, by transferring funds from the main account to the secondary one, thus limiting the risk in case of fraud.
Using a virtual card offered by ING Bank is an efficient and secure solution for online shopping. By limiting the funds available on the virtual card, ING customers ensure that, in case of possible fraud, financial losses are minimized.
In addition, the virtual card can be issued quickly and easily through Home'Bank, offering flexibility and convenience in managing finances. In the context of an increase in fraud attempts, especially during the holiday season, it is essential that customers are aware of the risks and take preventive measures.
ING Bank Romania is committed to offering innovative and secure solutions for protecting personal finances, and the virtual card is a concrete example of this. Through prudent practices and the use of technology provided by ING, customers can have a safe and pleasant online shopping experience.
